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Affordable Options for RVers – Escapees Healthcare Solutions

The paramedic hovered over me with a cervical collar in her hand. “I don’t need an air ambulance!” I argued, as I sat upright to prove I was conscious. “My husband can drive me to the hospital. It’s only 60 miles away!” I might have just been hit by a falling aspen tree, but I was alert enough to know that a helicopter ride would bankrupt us. “Suit yourself,” she said, while shoving a release of liability form in my face.

When you willingly decline medical care after a 20-foot tree falls on your head, you know health insurance in America is seriously broken. Theda Moseley of Friesen-Strain Insurance Associates agrees. “As you know, our healthcare system is in turmoil,” she says. “Carriers are leaving the market, and those still offering individual coverage are limiting plan network options.”

As major-medical insurance plans charge more for less, the best way to stay healthy is by taking advantage of supplemental medical plans that cover us across state lines. Receiving care on the road is one of the biggest challenges for full-time RVers.
However, I’m thrilled that there is hope around the bend. Escapees’ new Healthcare Solutions, with medical, dental and vision benefits, make it easier for RVers of any age to get care nearly anywhere.

Health Insurance Buffet

Choosing a healthcare plan is like dining out at a buffet. The main entrées are your major-medical insurance plans cooked up through providers like Blue Cross/Blue Shield, Humana, Aetna and, for the over-65 set, Medicare. These plans offer different benefits at different price points, but almost all lack key ingredients, like affordable rates with low deductibles and cross-country coverage. To remain healthy on the road, you’ll need to pick some “sides.” These other plans are what the new Healthcare Solutions benefits bring to the table for Escapees, especially those of working age.

Healthcare Solutions is the long-awaited result of an affiliation between the Escapees RV Club and the Independent Truckers Group (ITG), long-time advocates for workers in the trucking industry. The new partnership was a no-brainer. After all, who knows about the nomadic lifestyle better than truckers and RVers? If you have felt the pain of an inadequate, expensive traditional health plan, now you can get some relief with access to the same medical, dental and vision benefits that ITG members enjoy.

A monthly $10 dues payment to ITG is all that’s needed to tailor a better healthcare solution to meet your needs. You’ll have access to more choices than you can get on your own, and the best part is the ITG plans have little to no underwriting requirements. People of any age can access benefits, including these options.

WellMEC™ Health Plan

The WellMEC™ option is a good choice if you don’t have conventional health insurance, or if you are skipping annual health exams, diagnostic tests or vaccines because you haven’t traveled to your home state in a while. The plan starts at $85 per month and pays for over 60 of the basic health services required by the Affordable Care Act (ACA) such as annual physicals, vaccines, diagnostic tests such as mammograms and other routine health checks. You can use the plan anywhere in the U.S. And, what makes it even better is that it’s a “100 percent ACA-compliant” plan. This means that enrollees can avoid the IRS penalty for being uninsured. This plan doesn’t serve as major medical insurance for critical illness and injuries, but if you move on down the buffet line, you’ll find other help for those conditions.

Axis Healthcare Assist

Next up on your buffet of choices is the Limited Medical Assistance option known as Axis Healthcare Assist. If you are enrolled in a high-deductible health insurance plan, these plans pay for the out-of-pocket expenses you incur before reaching your insurance deductible, co-pay or co-insurance amounts. An assortment of plan options with varying maximum payouts (currently up to $10,000 annually) will cover your expenses related to covered accidents, hospital confinements, critical illnesses, accidental death and dismemberment. According to Friesen-Strain, the Healthcare Assist plans are evolving over the coming year and will carry even more benefits for enrollees. If the current selection doesn’t work for you now, or isn’t available in your home state, check back on the Healthcare Solutions home page occasionally, or call Friesen-Strain to find a plan that meets your needs.

We created Escapees Healthcare Solutions to Help You Stay Covered on the Road. Click the Button Below to Learn More and Sign Up Today!

MyHealthPass

If you’ve ever debated about going to a doctor because you weren’t sure you were sick enough, MyHealthPass doctors can help you decide.
The best part is, you won’t have to leave your campsite. This telemedicine plan connects you via phone or video with a licensed physician who can assess your symptoms, offer input and even prescribe medications for common illnesses. Many annual benefits are also included, like two free lab tests such as a cholesterol lipid panel, as well as interactive health coaching and “My Health Rx,” a prescription drug savings program.

Dental and Vision Benefits

Bright Idea Dental

Last on the line, but as important as the rest, are dental and vision benefits. Skip the trip to Mexico; now we can afford to fix our teeth in the U.S. and get new glasses—all without enduring a long waiting period to access benefits. The Bright Idea Dental plans save us hundreds of dollars by offering preventive, basic and even major dental care coverage up to $5,000 a year per member.

For our eyes, the Bright Idea Vision plans can cover the cost of glasses and contact lenses starting at only $14 per month.

Visit Escapees Healthcare Solutions, the new Healthcare Solutions section of the Escapees website, to learn more. You’ll discover that nobody understands our health care accessibility needs better than our fellow travelers running the Escapees RV Club, like Vice President Melanie Carr. “Outrageous deductibles and non-existent nationwide coverage are not feasible for nomads,” she explains. “Everybody at Escapees is working hard to continuously find options to fit the needs of RVers. We will continue to seek out and investigate additional options that would make receiving and maintaining healthcare while on the road easier for RVers.”

Access better medical care on the road today by logging into the Escapees website. You’ll discover pricing and details about healthcare plans that go anywhere you roam in your RV.

If you have questions, contact Friesen-Strain Insurance Associates by calling 888-743-5565.

Live Work Dream - Jim Nelson & Rene Agredano

Author

Rene Agredano #103274

Rene and Jim are enjoying their 11th year as full-time RVers and location-independent entrepreneurs. Follow their travels at LiveWorkDream.com.

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